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Jun 1, 2014
Insurance for Mexico

Unfortunately renting a car in Mexico has its own unique problems, and a lot is written on the internet on this subject.
Hopefully we can assist clarify the facts and options.

The Mexican authorities insist you buy the insurance locally at the desk and they will not accept any other form of insurance. Even although other forms of insurance are valid, such as our partners ALLIANZ´s Rental Car Protector or insurance provided by your own credit card supplier.

Nevertheless, you will still have to take the local insurance offered.

So please add to your budget on top of the rental car rate, approximately 10-20 $ a day, depending on what level of insurance you choose.
Below are typical examples of the insurance options you will be offered by these suppliers. Mex Rent a Car is one of the most popular providers:-

Mex Rent a Car

Mexico is one of the cheapest places on earth to rent a car, with rates as low as $3 a day, but please remember you must add the insurance costs on top, that are charged when you arrive.

To view the likely insurance charges click on the link entitled RENTAL CONDITIONS next to the car photo of your choice at STEP2 of our online booking process.
This will open another smaller browser window, and here it will be displayed.

You have to make a choice at the desk between various levels of insurance they offer, they are likely to range in cost from $10 -25 per day. The smaller amount of insurance you take the higher the deposit they will retain on your card, until you return the car.rnrnIt may be possible to decline all of their insurance and use you own insurance but a very high deposit will be taken, $3,000 or more.rnrnIf you believe you are already covered on any insurance you may have, for example with your own credit card company, you will need to have written proof that you are covered in Mexico.

In the case of MEXICO only, it is not recommended or necessary take out our online offering of additional insurance coverage.rnrnHowever, if you wish you can, but the car suppliers in Mexico will not accept this only and will require you take out their insurance.rnrnYou therefore have the option to take out the minimum mandatory cover offered at the rental counter and supplement it with the Allianz Travel Insurance.rnrnIf you want to be totally sure and most definitely covered, then you may wish to protect yourself against rental car losses or damages with Allianz Travel Insurance, it will be less expensive now than at the car counter.
Policies provide up to $40,000 in primary coverage for rentals up to 45 consecutive days (not available to Washington residents).
During the online booking process at STEP3, you will be offered the opportunity to select the Rental Car Protector option, from 6€ ($10) per day.

Exclusions, conditions and limitations may apply, learn more

If you are a US Resident you may view the terms and conditions based on your residency, please click here

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